FDIC-Insured—Backed by the full faith and credit of the U.S. Government
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Make your money work harder for you.
- No monthly maintenance fees
- No minimum balance requirements
- 2.50% APY on balances up to $25,000 if qualifications are met1
- ATM withdrawal fee refunds up to $15 per statement cycle if qualifications are met
- Online & Mobile Banking with eStatements
- Visa Debit Card
Qualifications (per monthly statement cycle)
- 12 debit card purchases of $3 or more2
- 2 ACH debits or credits2
- Receive electronic statements via Online & Mobile Banking
If qualifications are not met during a statement cycle, there is still no monthly maintenance fee, and you will earn our base rate of interest. You will then be eligible to earn the full rewards again in the following statement cycle.
1*2.50% Annual Percentage Yield (APY) is accurate as of 9/30/2024. Interest rate and annual percentage yield may change. 2.50% APY (2.47% interest rate) on daily balance per statement cycle up to $25,000. Daily balances over $25,000 will earn .25% with an annual percentage yield of .25% on the portion over $25,000, resulting in a blended rate depending on the balance. If you do not meet the eligibility requirements during the qualification cycle, the interest rate paid on the entire balance will be .25% with an annual percentage yield of .25%. Fees may reduce earnings.
2Qualifying transactions must post and settle to the account during the statement cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle. The following transaction types do not count toward reward qualifications: ATM withdrawals, Point of Sale (POS) credits, BillPay debits, internal transfers.
