Skip to main content

FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Home | PrimePays Cash Back

PrimePays Cash Back

Get rewarded for everyday spending.

  • No monthly maintenance fees
  • No minimum balance requirements
  • 1.00% cash back on purchases (up to $20 per statement cycle) if qualifications are met1
  • ATM withdrawal fee refunds up to $15 per statement cycle if qualifications are met
  • Online & Mobile Banking with eStatements
  • Visa Debit Card

Qualifications (per monthly statement cycle)

  • 12 debit card purchases2
  • 2 ACH debits or credits2
  • Receive electronic statements via Online & Mobile Banking

If qualifications are not met during a statement cycle, there is still no monthly maintenance fee, and you will be eligible to earn the full rewards again in the following statement cycle.

1When the PrimePays Cash Back account requirements are met during the monthly statement cycle, you will receive 1.00% cash back on debit card purchases that post and settle to the account. A maximum of $20.00 cash back may be earned per statement cycle. If the requirements are not met, cash back payments are not paid. Additionally, you will receive reimbursements up to $15 .00 for domestic A TM fees incurred during the monthly statement cycle in which you meet your PrimePays Cash Back account requirements. If the requirements are not met, ATM fees are not refunded. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened without notice to you. Cash back rewards are considered interest and reported as taxable income.

2Qualifying transactions must post and settle to the account during the statement cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle. The following transaction types do not count toward reward qualifications: ATM withdrawals, Point of Sale (POS) credits, BillPay debits, internal transfers.